Today is 4th of March. Roadtax kereta I has expired on 28th Feb. Sampai sekarang roadtax yang I renew dengan MyEG tak nampak batang hidung lagi. (Sabar, ini adalah dugaan dan solely my fault).
I guess semua orang yang ada kenderaan dah aware yang before nak renew roadtax, kene renew insurance dulu. Tak kisah la first party ke third party ke. Eh, second party takde ke? Tak pernah dengar la pulak second party.
First Party Insurance
- Cost lebih mahal and coverage lebih comprehensive sebab cover value kereta and the passanger. (Insurance ada max and min cost, so we can always choose how much we want to pay)
- Boleh claim if berlaku kejadian2 yang tidak diingini seperti kemalangan, kecurian atau bencana alam
- Ada choice untuk cover cermin or second driver
- If the car was stolen, the insurance will pay up to 80% or more based on the insured cost
Third Party
- Insurance cost tidak semahal 1st party (and damn cheap)
- Cannot claim in case berlaku kejadian yang tidak diingini
- Digunakan untuk renew roadtax sahaja
Okke, berbalik kepada cerita renew roadtax tadi. I dah pergi renew insurance dengan Maybank. Kenape Maybank? Sebab I buat car loan dengan Maybank and senang untuk Maybank check my car value and remaining debt dengan cepat (less than 1/2 an hour). Then boleh la Maybank tu come out dengan cost of insurance yang I kene bayar.
Supposedly I renew roadtax pon dengan Maybank. It will take 1 working day je pon. Tapi entah kenape sebok jugak nak buat dengan MyEG which is sangat lah inconvenience. So, renewing insurance with Maybank only took me 1 hour. And Maybank officer tu ada tanya nak buat roadtax sekali tak and I say No thanks. (Berlagak betul...hamikk kau...bawak kereta 2 3 4 hari takde roadtax).
Balik rumah, bukak website MyEG nak renew roadtax. Senang jek nak renew roadtax dengan MyEg ni. Provided you have to firstly register yourself okke. Tak sampai 30minutes dah siap register and I opt for express delivery which I'm expecting the runner will send it on Monday (sebab I buat hari Sabtu petang).
Monday morning at 10.30am. Ish, tak sampai and takde berita pon roadtax ni. I called the careline centre. The officer tu assured me to get it by today (which is Monday). I paid RM20 for the express delivery. Before decide nak opt for express delivery ni, dah argue dengan Azman dah. He suggest to take up normal delivery. Inilah padahnye tak nak dengar cakap husband.
Today is Tuesday, still, the roadtax hasn't arrived. I called again and they assured again this evening. Sabar aje la kan.
No comments:
Post a Comment